Saturday, 21 May 2016

Introduction to Peer to Peer Lending

socialbanker:

Why Peer to Peer Lending?

Investment Comparison(s):

  • US Treasuries (no risk with 3 years 0.35% and 5 years at 0.85% returns…)
  • Mortgage Backed Securities (MBS - MBB) 4.5% returns insured by government.  Highly sensitive to interest rate fluctuations
  • Peer to Peer Lending (Non Collateral Loans) This is the riskiest of loans where defaults usually result in recovery of 1-3% of original principal.   With returns 100 times higher than treasuries and 2-3 times higher than safer bonds, the challenge is to REDUCE RISK while maintaining a higher return

#P2P



from http://kianorshahmohammadi.com/post/144711805155

source http://dentaleconomicsus.tumblr.com/post/144712282223

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